Compare cards. Pick with confidence.

Find the card that works for your wallet.

Annual fees, rewards rates, and real costs — side-by-side. No marketing spin.

Travel Rewards

Earn miles, lounge access, no foreign fees

→

Cash Back

Flat-rate cashback on every purchase

→

No Annual Fee

Zero cost to hold — earn without paying

→

What you actually pay

The numbers banks hope you skip.

Annual Fee Range
R0 – R1,200
Interest Rate (APR)
10.25%% – 27.75%%
Best Rewards Rate
Up to 5%%
Sign-up Bonuses
Up to R5,000 value
  • ✓ Independent reviews
  • ✓ Real cost data
  • ✓ Updated daily

Recently added

RBC Avion Visa Infinite

Visa
Best for those who travel frequently and can leverage the rewards for flights and upgrades.
Annual Fee

CA$120

Rewards

1%

APR

20.99%% – 22.99%%

Sign-up Bonus

CA$350

Secured Neo Mastercard

Mastercard
Canadians looking for the lowest barrier to entry for a secured card that also earns rewards.
Annual Fee

CA$96

Rewards

1%

APR

19.99%% – 29.99%%

American Express Cobalt Card

Amex
Best for those who dine out frequently and spend on groceries, maximizing their rewards potential.
Annual Fee

CA$191.88

Rewards

5%

APR

21.99%% – 21.99%%

Sign-up Bonus

CA$300

Tangerine Money-Back Credit Card

Mastercard
This card is best for Canadians who prefer a no-fee cashback option and have predictable spending in specific categories. It’s less ideal for those who travel frequently or want flexible rewards.
Rewards

2%

APR

20.95%% – 22.95%%

Sign-up Bonus

CA$100