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Annual fees, rewards rates, and real costs — side-by-side. No marketing spin.

What you actually pay

The numbers banks hope you skip.

Annual Fee Range
R0 – R1,200
Interest Rate (APR)
10.25%% – 27.75%%
Best Rewards Rate
Up to 5%%
Sign-up Bonuses
Up to R5,000 value
  • ✓ Independent reviews
  • ✓ Real cost data
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Recently added

Best for individuals who can manage their repayments within the interest-free period and prefer a high credit limit without annual fees.
Annual Fee

₦1k

APR

30.0%% – 30.0%%